Good Debt Finance - Residential & Commercial Lending
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Loan Products

These days with so many different loan products and lenders in the market, we at Good Debt Finance can make it easier by doing the legwork for you and assist you with any of the following:

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Residential Home & Investment Loans   Residential Home & Investment Loans >

Available for a range of purposes including:

  • New Home Loans
  • First Home Purchases
  • Refinance & Debt Consolidation
  • Building/Construction Loans
  • Purchasing Vacant Land
  • Bridging Finance
  • Property Investment Loans
  • No Deposit/100% Loans
  • 100% Offset Facilities
  • Low Doc Loans
  • Line of Credits/Equity Loans
  • Split Loans
  • Second Mortgages
  • Purchasing shares
  • Reverse Mortgages
  • Non-Bank Loans
  • Short-term Loans
  • Deposit Bonds

The investment loan products available today are almost the same as the standard Home Loans. Your Investment Loan can be a Variable Rate, Fixed Rate, Line of Credit, Construction Loan, even a No Deposit 100% Loan or a Low Doc Loan. The Investment Loan can be Principal & Interest or Interest Only.

Personal Loans   Commercial & Business Loans >

Whether you are a sole trader or a company there may be times when you require finance to buy new assets or may need an overdraft for improved cash flow, or funding for a development whether it is a single or multiple dwellings/levels.
We can assist you with the following:

  • Business Term Loans (generally up to 15 year terms, Principal & Interest, or Interest Only)
  • Business Overdrafts
  • Business Lines of Credits
  • Development funding
  • Specialised securities (such as Pubs/Hotels, Hostels, Retirement Homes, Petrol Stations etc)
Many lenders also now allow you to use the equity in your own home to borrow against for business purposes, this means you can access low home loan rates for your business finance without incurring higher interest rates and fees normally associated with business facilities.
Equipment Finance & Leasing   Equipment Finance & Leasing >

We cater for all types of leasing & hire purchase options whether you may be upgrading equipment or machinery or leasing motor vehicle for tax reduction:
We have comprehensive and competitive solutions and can assist you with the following:

    • Leasing, Chattel Mortgage or Hire Purchase financing for any assets, machinery or equipment
Personal Loans   Personal Loans >

Personal Loans are available and may be secured (against a car, boat etc) or unsecured. Loan terms are available generally from 1-7 years. Be sure to ask for a quote on your personal loan needs
Some common uses of a Personal Loan are:

    • Buying a new or second hand car
    • Buying a boat
    • Buying a caravan
    • Buying a motorcycle
    • Consolidating credit card debt
    • Electrical goods and home furnishings
    • Paying for holidays and travel

 

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